Compare the Best Hybrid Long-Term Care Insurance Plans Today

Find the perfect balance of affordability and coverage from top providers, all in one place – Save time and money with our comprehensive comparison service.

We set out to create the ultimate destination for hybrid long-term care insurance comparisons. As an informed consumer, you recognize the value of securing a plan that combines the advantages of traditional long-term care insurance with life insurance if you never need LTC. Our mission is to simplify your search for top-rated providers and help you find the perfect policy tailored to your unique needs. Learn more about hybrid long-term care insurance from trusted sources like Forbes and Investopedia.

Benefits of Hybrid Long-Term Care Insurance

A hybrid long-term care insurance policy offers you:

  1. Comprehensive Coverage: Experience the best of both worlds with long-term care benefits that cover a range of services, including home health care, assisted living, and nursing home care, combined with life insurance protection for your loved ones.
  2. Asset Protection: Safeguard your hard-earned savings from the rising costs of long-term care services, as highlighted by Genworth’s Cost of Care Survey.
  3. Premium Stability: Enjoy predictable and level premiums throughout the life of your policy, eliminating the worry of unexpected rate increases that can occur with traditional long-term care insurance.
  4. Tax Advantages: Take advantage of tax-free long-term care benefits and potential tax deductions, as explained by AARP.
  5. Flexibility: Customize your policy with a variety of riders and benefit options, such as inflation protection, shared care, and survivorship benefits, to suit your unique needs and preferences.

How Our Comparison Service Works

Step 1: Provide Your Information: Fill out our simple and secure form with your basic information, coverage preferences, and health history.

Step 2: Compare Side-by-Side Quotes: Receive personalized quotes from multiple top-rated insurance providers, including New York Life, Lincoln Financial Group, and Nationwide, presented in an easy-to-compare format.

Step 3: Choose Your Plan: Review and compare each policy’s features, costs, and benefits, along with the provider’s financial strength ratings from agencies like A.M. Best and Standard & Poor’s, to determine the best option for you.

Step 4: Apply for Coverage: Once you’ve found the perfect policy, we’ll connect you with the provider to complete your application and answer any additional questions you may have.

>> Start Your Comparison Quote Now >> 

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December 2023 LTC Honor Roll

  • Nationwide CareMatters

  • Securian
    SecureCare III

  • OneAmerica AssetCare

  • Lincoln MoneyGuard

  • Brighthouse SmartCare
  • New York Life Flex
Product availability varies by state.  Products ranked by overall value as judged by LTC Tree as of 11/16/23.