(844) 422-8000

Independent. Over 14 insurers represented.

Hybrid long-term care insurance, compared without the sales meeting.

Share a few basics and we’ll start your side-by-side comparison and detailed illustrations. New to long-term care planning? The government’s guide to how much care you might need is a good place to start.

A couple on the beach

LTC Tree is independent. Over 14 insurers represented.

Free Quotes

Our discount finder helps you get the lowest possible premium.

Online Process

Get all the information you need without a sales meeting.

Market Leaders

Over 100,000 families have shopped with us since 2000.

“We work for you, not the insurance company.”

Drew Nichols

Product Specialist

Drew Nichols

Licensed, independent agent in all 50 states.

Founder, 2007 · San Diego office

Hannah Leckman

Product Specialist

Hannah Leckman

Licensed, independent agent in multiple states; long-term care and life specialist.

San Diego office, since 2021

Get a personal quote.

State-Licensed Companies

You’ll get quotes from companies licensed in your state to sell long-term care hybrids.

Quotes by FedEx or Email

We’ll send you free hard copies of your quotes, plus our free Buyers’ Guide.

Fast Turnaround

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Buyers’ guide

Get the facts you need to make an informed decision.

Our Buyers’ Guide comes free with your quote and covers the options and riders worth knowing about.

Compare benefit periods and cost